EXHIBIT (h)(25)

Amendment to Participation Agreement

DWS Variable Series II (formerly Scudder Variable Series II)
DWS Scudder Distributors, Inc. (formerly Kemper Distributors, Inc.)

Farmers New World Life Insurance Company

Amendment No. 2

     This Amendment No. 2 to the Participation Agreement dated March 10, 2000, as amended by Supplement to Participation Agreement dated October 1, 2006 (collectively, the “Agreement”), by and between DWS Variable Series II (formerly Scudder Variable Series II), (the “Fund”), Deutsche Investment Management Americas Inc. (formerly Scudder Kemper Investments, Inc.)(the “Advisor), DWS Scudder Distributors, Inc. (formerly Kemper Distributors, Inc.) (the “Underwriter”), and Farmers New World Life Insurance Company (the “Company”), is effective as of May 31, 2008.

     WHEREAS, the Company, the Fund, the Advisor and the Underwriter have entered into the Agreement whereby the Fund would serve as an investment vehicle for a certain separate accounts(s) of the Company, the Advisor and the Underwriter would sell shares of certain series and/or classes (“Portfolios”) to such separate account(s); and

     WHEREAS, the Company will issue a new variable life insurance product, Farmers EssentialLife Universal Life, effective September 1, 2008, and desires to utilize shares of one or more Portfolios as an investment vehicle for Farmers EssentialLife Universal Life insurance contracts funded by the separate account(s).

     NOW, THEREFORE, for good and valuable consideration, the receipt of which is acknowledged, the parties agree as follows:

1.		The portfolios to be made available to the Company as the sponsor of the separate accounts shall be amended as listed in Exhibit A, attached hereto and incorporated herein by reference, which identifies the separate accounts and provides the names of the Portfolios as well as the associated policy contract(s).
2.		All other provisions of the Agreement not expressly modified by this Amendment No. 2 shall remain in full force and effect. Any conflict between the terms and conditions provided in this Amendment No. 2 and the terms and conditions of the Agreement shall be controlled by the terms and conditions of this Amendment No. 2.
3.		This Amendment No. 2 may be executed simultaneously in multiple counterparts, each of which taken together shall constitute one and the same instrument.

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     IN WITNESS WHEREOF, each of the parties has caused it duly authorized officers to execute this Amendment No. 2.

The Fund		DWS Variable Series II (formerly Scudder Variable Series II)
		By:		/s/ Michael G. Clark
		Name:		Michael G. Clark
		Title:		President
The Underwriter		DWS Scudder Distributors, Inc. (formerly Kemper Distributors, Inc.)
		By:		/s/ Philipp Hensler
		Name:		Philipp Hensler
		Title:		CEO & Chairman
		By:		/s/ Michael Colon
		Name:		Michael Colon
		Title:		COO
The Advisor		Deutsche Investment Management Americas Inc. (formerly Scudder Kemper Investments, Inc.)
		By:		/s/ Michael Colon
		Name:		Michael Colon
		Title:		COO
		By:		/s/ John B. Ashley
		Name:		James B. Ashley
		Title:		Director
The Company		Farmers New World Life Insurance Company
		By:		/s/ Mike Keller
		Name:		Mike Keller
		Title:		Senior Vice President

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EXHIBIT A

Amendment to Schedule A of the DWS Variable Series II Participation Agreement

Name of Separate Account and Date Established by FNWL Board of Directors

Farmers Annuity Separate Account A - 4-6-99  

811-09547

Farmers Variable Life Separate Account A - 4-6-99  

811-09507

Portfolios to be made available to FNWL as sponsor of the Separate Accounts and the Contracts associated with the Portfolio:

Scudder Variable Series II (formerly Kemper Variable Series)
DWS Variable Series II
DWS Dreman High Return Equity VIP		Class A
Accumulator VUL
Farmers EssentialLife Variable Universal Life
Farmers Variable Annuity
Farmers Variable Universal Life
DWS Government & Agency Securities VIP		Class A
Farmers EssentialLife Variable Universal Life
Farmers Variable Annuity
Farmers Variable Universal Life
DWS High Income VIP		Class A
Farmers EssentialLife Variable Universal Life
Farmers Variable Annuity
Farmers Variable Universal Life
DWS Money Market VIP		Class A
Farmers EssentialLife Variable Universal Life
Farmers Variable Annuity
Farmers Variable Universal Life
DWS Small Cap Growth VIP		Class A
Farmers Variable Annuity
Farmers Variable Universal Life