KPMG LLP 4200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402

Consent of Independent Registered Public Accounting Firm

We consent to the use of our report dated February 22, 2024, on the financial statements of Clearwater Core Equity Fund, Clearwater Select Equity Fund, Clearwater Tax-Exempt Bond Fund and Clearwater International Fund, incorporated herein by reference and to the references to our Firm under the headings “Financial Highlights” and “Independent Registered Public Accounting Firm” in the Prospectus and “Independent Registered Public Accounting Firm” in the Statement of Additional Information.

/s/ KPMG LLP

Minneapolis, Minnesota

April 25, 2024

KPMG LLP, a Delaware limited liability partnership and a member firm of

the KPMG global organization of independent member firms affiliated with

KPMG International Limited, a private English company limited by guarantee.