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1. | COSL is Servicer under the Subservicing Agreement dated as of March 28, 2018 (the “Agreement”) by and between Capital One Bank (USA), National Association (“COBNA”) and COSL. |
2. | A review of the activities of COSL, as Servicer, during the period that is the subject of the Report and of its performance under the Agreement has been made under my supervision. |
3. | To the best of my knowledge, based on such review, COSL, as Servicer, has fulfilled all of its obligations under the Agreement in all material respects throughout the period that is the subject of the Report. |
By: | /s/ MICHAEL WASSMER |
Name: | Michael Wassmer |
Title: | President, US Card |